Payment Policy

1. Accepted Payment Methods

HP Medications accepts the following forms of payment:

• Crypto Currency (BTC, USDT)
• Wire bank Transfer
• Western Union
• Zelle
• Cashapp
• Chime

2. Account Setup & Credit Terms

• New customers must complete an account application prior to placing orders.
• Credit terms (e.g., Net 15, Net 30) are subject to approval based on credit review.
• HP Medications reserves the right to modify or revoke credit terms at any time.

3. Payment Timing

• Payment is due:
  • At the time of purchase for non-account customers, or
  • According to approved credit terms for account holders
• Orders may not be processed or shipped until payment is confirmed or credit is approved.

4. Pricing & Billing

• All prices are subject to change without prior notice due to manufacturer adjustments.
• Quotes, when provided, are valid for a limited period (typically 30 days unless otherwise stated).
• Customers are responsible for verifying pricing and order details prior to final confirmation.

5. Late Payments & Fees

• Late payments may be subject to:
  • Interest charges (e.g., 1.5% per month or maximum allowed by law)
  • Suspension of account privileges
  • Collection activity or legal action if necessary

6. Order Processing & Payment Verification

• Orders placed before a designated cutoff time may be processed the same business day; otherwise next business day.
• HP Medications reserves the right to:
  • Verify payment details before shipment
  • Hold or cancel orders due to payment discrepancies

7. Shipping Charges & Additional Fees

• Shipping costs are calculated at checkout or invoiced separately.
• Additional fees may apply for:
  • Expedited shipping
  • Refrigerated or controlled products
• Certain products may require signature upon delivery.

8. Returns & Refunds

• Returns require prior authorization.
• Eligible returns must:
  • Be unopened, unused, and in resalable condition
• Refunds will be issued to the original payment method, less any applicable restocking fees.
• Certain items (e.g., temperature-sensitive or prescription products) may be non-returnable.

9. Taxes

• Applicable sales tax will be added unless a valid tax-exempt certificate is provided prior to purchase.

10. Compliance & Regulatory Requirements

• All transactions must comply with applicable federal and state regulations governing pharmaceutical distribution (e.g., FDA, DEA requirements).
• Customers may be required to provide proper licensing documentation before purchasing regulated products.

11. Disputes

• Billing disputes must be reported within 7–10 business days of invoice receipt.
• Undisputed portions of invoices must still be paid on time.

12. Policy Updates

HP Medications reserves the right to update this Payment Policy at any time. Continued use of services constitutes acceptance of any revised terms.